Every week we release educational videos related to hot topics in the mortgage industry on YouTube.
Subscribe to our channel to stay in-the-know!
Our Mission is to deliver the dream of homeownership with a reliable, accurate and personalized experience.
Our Vision is to be the most trusted choice in lenders.
Jennifer Hughes Hernandez is a seasoned Senior Loan Officer and Top Producer at Legacy Mutual Mortgage, where she has consistently ranked among the top 10 loan producers in every company she's worked with since 1995. With nearly three decades of experience, Jennifer has built her entire business on referrals-relying solely on the trust and loyalty of realtors, business partners, and past clients. Throughout her career, she's chosen to work with just three companies, reflecting her commitment to stability and long-term relationships.
In 2024, Jennifer took the stage for her first TEDx talk, sharing insights that have guided her success and inspired many others. Known for her philosophy of always doing the right thing, showing genuine care for her clients, and prioritizing integrity, Jennifer's approach sets her apart in the lending industry. She believes that trust is the foundation of every relationship, and she goes the extra mile to ensure that clients feel valued and supported throughout the home-buying process.
Beyond her work in lending, Jennifer is passionate about helping realtors transform their businesses, their lives, and their finances. She regularly presents on topics like Time Management, Generating Trusted Referrals for a Thriving Business, How to Explode Your Business Using Video, and Mortgage 101. She has also led realtor masterminds and provided one-on-one coaching to help agents maximize their customer experience and communication skills.
One of Jennifer's greatest passions is video content creation. Since launching her YouTube channel, @LoanWithJen, in 2019, she has produced over 700 videos, all with a single mission: to empower homebuyers with accurate, no-nonsense information about the mortgage process. By breaking down complex topics into digestible and straightforward advice, she helps buyers make informed decisions with confidence.
Jennifer's commitment to her clients, her drive to uplift others, and her dedication to providing clear, accurate information have made her a trusted name in the industry. Whether she's coaching a realtor, guiding a first-time homebuyer, or sharing insights from the TEDx stage, Jennifer's focus remains on making a difference-one relationship at a time.
Loan with Jen was created for buyers and the real estate community to ensure that accurate information is available to everyone in need of financing needs. As a mortgage loan officer since 1995, we have seen many clients come to us that have been misinformed or misguided. Our goal is to bring you accurate information before purchasing your next home so you can make the best and most informed decisions during the home buying process.
Meet our exceptionally talented team that will help make your dreams come true. Whether you are looking to buy, build, refinance, or have more unique financing needs, we are here to help you reach your home financing goals.
Rating

All Rights Reserved | Jennifer Hughes Hernandez | Senior Loan Officer | NMLS #514497
Full service residential lender with an experienced team offering expert service, reliable communications and on-time closings in the greater Houston area.

Every week we release educational videos related to hot topics in the mortgage industry on YouTube.
Subscribe to our channel to stay in-the-know!
Gardner Financial Services, Ltd., dba Legacy Mutual Mortgage, NMLS #278675, a subsidiary of Texas Partners Bank. 18402 U.S. Highway 281 N, Ste. 258, San Antonio, TX 78259. AZ BK-2001467. Check registration and licensing at nmlsconsumeraccess.org. Legacy Mutual Mortgage is an Equal Housing Lender. This is not a commitment to lend. Material is informational only and should not be construed as investment or mortgage advice. Legacy Mutual Mortgage is not an agency of the federal government. Not all loan products are available in all states. All loans are subject to credit and property approval. Not all applicants qualify. Restriction and conditions may apply. Information and programs current as of date of distribution but may change without notice. [11/2025]